More than 3.5 million new businesses are launched in the USA every year.
Take the leap of faith.
"Whether you think you can, or you think you can't - you're right."
- Henry Ford
Risk Planning
Comprehensive insurance solutions with Life, Health, and Business options
Personal Finance Coaching to include Master budgeting, credit repair, and major purchase planning
Wealth Management
Enterprise Development
Launch your business today.
Launch your own business with us! We assist in everything from articles of organization to developing strategies to bring your ambitions to market.
At XJD Financial, I believe financial services should be personal, transparent, and empowering. I started this firm after experiencing firsthand how quickly life can change. I have witnessed mortar rounds while serving in the Afghanistan, and surviving an auto-accident that reminded me of the value of good doctors and good insurance.
I was born and raised in Appalachia, where too many families were left to figure things out on their own. I’ve seen people I love taken by the opioid crisis, and I’ve seen ambition wasted because no one showed them a better path. My mission is simple: to help ambitious people protect what matters and build something better for themselves and their families.
I hold licenses in Health and Life Insurance, and I’m building toward Property & Casualty, Series 65 Fiduciary, and IRS Enrolled Agent status. Alongside insurance, I offer bookkeeping, website building, and tax preparation services — the practical tools every business needs to secure their future.
I’m not here to sell you something and disappear. I’m here to be a partner. You bring the ambition, I’ll bring the strategy, and together we’ll make it work.
Thank you for considering XJD Financial. I look forward to serving you.
– Dakota C. Calton
Founder, XJD Financial


Note from Founder:
Entrepreneurial Services
Empowering your financial journey with tailored insurance and coaching solutions.
Insurance Brokerage
Comprehensive life, health, property, and casualty insurance tailored for your needs.
Personal Finance Coaching
1-on-1 coaching for budget planning, credit repair, and risk mitigation strategies.
Organization
Agents will help you consider the various business structures and determine