Enter the Matrix of Finance
Risk
Wealth
Estate
Prosperity - with clarity and integrity
Tax
Retirement
Capital
Credit Repair
Budgeting
Major Purchase
Protect and preserve
Plan and Grow
Strengthen and Advance
Entrepreneur Coaching FAQ
What services do you offer?
At XJD Financial, we provide:
Insurance Brokerage – Life and Health coverage tailored to protect you and your family.
Personal Finance Coaching – Practical strategies to help you manage money, reduce stress, and increase earning potential.
Entrepreneur Solutions – Comprehensive financial guidance to launch or grow your business, including small private business loans offered in a Heter Iska format.
Coming Soon:
I am currently pursuing advanced credentials (Series 65 and Series 7) to expand into retirement and investment advising (IRAs, options trading, and more). My goal is to make you fully aware of your current financial situation, and show you how to invest in yourself—whether that means earning more for the same work or taking the leap toward your higher calling.
How can I improve my finances?
Our comprehensive coaching includes detailed budget planning to ensure you have a clear understanding of your finances, credit score repair to help you achieve a favorable credit standing, and tailored financial strategies crafted to meet your individual goals. We emphasize developing effective habits and skills that empower you to make informed decisions and secure a stable financial future. With our support and guidance, you will gain the knowledge and tools necessary to navigate financial challenges and ultimately help you succeed.
What is Heter Iska?
Heter Iska – A specialized profit-sharing loan arrangement rooted in Jewish commercial law, structured as a partnership rather than a traditional interest-bearing loan. All loans are offered exclusively and on a private basis to select entrepreneurs, not as a general service.
Are your services confidential?
Yes, we prioritize your privacy and ensure all discussions and financial data remain confidential.
What’s the first step?
The first step is to thoroughly assess your current financial situation, which includes examining your income, expenses, debts, and assets in detail. We can help you navigate and evaluate these aspects comprehensively during our initial consultation, providing you with expert insights and tailored strategies for improvement.
What is a fiduciary?
A fiduciary is a professional obligated to act in your best financial interest, guiding you in investments and retirement planning. This role is essential, as they not only help you navigate the complexities of financial markets but also ensure that every financial decision aligns with your long-term goals. Whether you are saving for a house, planning for your children's education, or preparing for retirement, a fiduciary provides valuable insights and tailored strategies to enhance your financial well-being. They are trained to analyze your unique circumstances and offer personalized advice that reflects your specific objectives and risk tolerance, thereby fostering a trusting and beneficial relationship.
Contact Us
Reach out for personalized financial coaching and services.