Services for Existing Businesses

At XJD Financial, we focus on protecting and supporting business owners with services we are fully authorized to provide.

Tax Preparation & Filing

• IRS PTIN (P03357435) — Active and authorized to prepare federal tax returns for businesses and individuals.

• EFIN (Electronic Filing Identification Number) — Approved by the IRS, allowing us to securely e-file returns on behalf of clients.

• Preparation and filing of federal and Kentucky state business returns for LLCs, sole proprietors, and partnerships.

• Compliance with IRS recordkeeping and e-file standards.

Insurance Solutions

• Licensed in Life & Health Insurance (Kentucky DOI #1397505 / NPN #21573177).

• Coverage available for:

  • Individual life and health policies for business owners.

  • Group health and life options to support employee benefits.

Bookkeeping Services

• Monthly Bookkeeping — Recording income, expenses, and reconciliations so your books stay current.

• Financial Statements — Clear and organized profit & loss reports and balance sheets.

• Payroll & 1099 Support — Recordkeeping for contractors and employees, with year-end documentation.

• QuickBooks Integration — Setup and ongoing management to streamline accounting.

(Note: Bookkeeping services are provided for management and compliance purposes and do not constitute public accounting or CPA services.)

Financial Guidance for Small Businesses

• Cash-flow awareness and budgeting support.

• Matching owners with insurance and tax strategies that keep businesses compliant and financially resilient.

• Advisory services limited to areas covered by current licensing (insurance and tax preparation).

Reach out today!